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At The Arbors assisted living communities, we understand that everyone has different financial circumstances. When it comes time to find an assisted living community, cost is an important factor.

At The Arbors, we believe our fair prices help make our communities affordable. In addition, our sales counselors can walk you through the process of finding funding to assist in the cost of your personalized care services.

Veterans Benefits: Aide and Attendance Program –

The U.S. Department of Veterans Affairs offers benefits for senior veterans. War veterans and their spouses may be eligible to receive nearly $2,000 per month to help defray the cost of assisted living care through the Aid and Attendance Program.

For more information about financing senior care through veterans’ benefits, contact your Veterans Regional Office, (800) 827-1000.

Long Term Care Insurance-

If you have a Long-Term Care Insurance Policy in place, it may cover the costs associated with Assisted Living.

Many people think long-term care insurance only covers nursing home care. Some long-term care policies do provide coverage for assisted living care. Features and benefits vary by health insurance company and policy. We encourage you to speak with your insurance broker or an insurance professional to find out what your policy covers.

Income Tax Deduction-

The Internal Revenue Service offers tax deductions for qualified long-term care services which may be deductible from gross income as an itemized deduction. We encourage our residents to speak with their accountants about this.

Affordable Programs-

We participate in the (LIHTC) Low Income Housing Tax Credit and HOME programs at some of our 8 assisted living locations. These programs offer lower monthly rents if your income falls below certain guidelines. Please contact us to inquire about availability of and eligibility for these programs.

Medicaid/MassHealth Programs-

We participate in various Medicaid/MassHealth programs including the (GAFC) Group Adult Foster Care Program, the (PCA) Personal Care Attendant Program and the (PACE) Program of All-Inclusive Care for the Elderly at most of our locations. Please contact us to find out which locations participate in these programs and whether you are eligible for any of these programs.

Companion Apartments

For a cost-effective stay in assisted living or for those who want companionship, we can help match you with a roommate to share living costs and apartment space in our community. Each resident in a companion apartment has his or her own private bedroom but shares common areas.

The American Elder Care Research Organization offers additional options here.

Whatever your financial situation or needs, our counselors will work with you to find support. Our family philosophy is that genuine kindness, comfort and care can make a big difference in people’s lives. Let us show you how we can make a difference in your life by simply completing the form below and contacting us now.

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Enter your details below if you’d like to get more information or assistance regarding your financial options for assisted living.


All information contained on this site is provided for general information purposes only, and is not intended to be a substitute for advice and information from a personal financial or tax advisor, attorney, accountant or other professional advisor for advice about what financial options are best for them. The Arbors is not affiliated with and does not endorse any of the programs or organizations mentioned above. No assurances are made by The Arbors that any information contained on this site or provided by any of the programs or organizations mentioned above is accurate, complete, correct, or fit for any particular purpose or person. All information is subject to change without notice.
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